“Whether your moving house or not..”
We aim to find a mortgage product to suit your own individual requirements. Whether you are a first time buyer, wish to remortgage or are moving home, we will endeavour to recommend a product to suit your needs.
“ Mortgage, life insurance & family protection”
Do you need life insurance to protect your mortgage, protect your family or other commitments then please read on and contact us today for independent advice.
“Are you struggling to pay your credit cards or loans? Do you feel like you are sinking in a sea of debt?”
According to latest statistics, more and more people are being affected by the ‘Credit Crunch’ and now seeking advice on debt problems. Please click on the link below and read more on how we may be able to help you.
“Do you want to save for retirement? Do you have pensions which are no longer been paid in to? ”
Or would you like to Have advice on how to or where to save money then please call one of our independent financial advisers who would be please to talk to you about your needs.
“Life begins at 55. Discover how much there is to life with Equity Release”
Equity release is a method of releasing some of the money stored up in your home without actually having to move. There is solution that allows you to stay just where you are. Equity release plans are now available that allow you to release much needed cash from your home, whilst retaining the right to live in it for the rest of your life.
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Do you want fast access to private hospitals at a time and place that suits you? Let us tailor your policy to your own
needs, and your own budget.
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Private medical insurance means you can get treated quicker than going on the NHS. Like all insurance the cover you get varies – but basic private medical insurance may pick up the costs of most in–patient treatments (tests and surgery) and day–care surgery, and some extend to out–patient treatments (such as specialists and consultants).
We provide private and corporate clients with truly independent financial advice. All of our staff members are trained to provide the customer service levels which you would expect from a professional organisation. Whatever the economic climate, we will work with you to ensure that the financial products that you have remain suitable for your needs.
We will help you to make the right choices when planning your financial portfolio. We tailor solutions for your current and future situation to ensure that you have the most suitable products in place.
Residential Mortgages.
Choosing a mortgage is probably the biggest financial decision you will make. However with thousands of mortgages to choose from it can seem like an impossible maze to find your way through.
More About Residential Mortgages
There will be a fee for mortgage advice of £199
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.
Life Insurance.
Life Insurance policies pay out if you die within a specified period. This is usually the cheapest way to provide financial protection for your family in the event of your death.
Pensions & Investments.
Saving for retirement is something that most of us put off for as long as we can. But the reality is that the sooner you start paying into a pension the higher your income in retirement is likely to be .
Equity Release.
There are various ways you can unlock some of the market value (or equity) in your property. For example you could downsize to a smaller property or one of lower value - perhaps by moving to a different part of the UK where house prices are cheaper.
A Fee of £299 payable at the outset of an equity release product.
To understand the features and risks of an Equity Release Plan please ask for a personalised illustration.An equity release plan will reduce the value of your estate, will not be suitable for everyone and may affect your entitlement to state benefits.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.
Income Protection.
Income Protection is an insurance policy which aims to provide clients with a regular income benefit (tax free under current legislation) if they suffer a long-term illness or injury, other than a deliberately self-inflicted injury, and are unable to work leading to a loss of earnings during the cover perio
Accident Sickness & Unemployment.
An ASU policy will provide valuable cover to protect your Mortgage re-payments should you be unable to make payments in the event of an accident, sickness or involuntary unemployment.
Home Insurance.
Then look no further we at Peace of Mind are independent advisors for a number of home insurance companies: After taking your details and asking a few simple questions we will endeavor to get you the best quote for your Home Insurance.
Health Care.
Private medical insurance is designed to cover the costs of private medical treatment, for what are commonly known as ‘acute conditions’ that start after your policy begins.
Debt Management.
If you are struggling to meet all your financial commitments, you are not alone According to latest statistics, more and more people are being affected by the ‘Credit Crunch’ and now seeking advice on debt problems
Business Protection.
Business Protection Insurance provides an all important safety net for all types of businesses. Some businesses tend to view Business Protection Insurance as an optional extra.
Commercial Mortgages.
Unlike many commercial brokers we do not have a lender panel as such, but operate on a true Whole of Market basis – from high street lenders and building societies to specialist and niche providers we have many commercial contacts and a working knowledge of the commercial market. .
Commercial Insurance.
If you own or run one of the following businesses please Contact us for a quote. We are whole of market and deal with Many insurance providers.
Loans.
A loan is a financial transaction in which one party (the lender) agrees to give another party (the borrower) a certain amount of money with the expectation of total repayment. The specific terms of a loan are often spelled out in the form of a promissory note or other contract
Bridging Finance.
Fast, non status, short-term, secured finance for any purpose' if there is a residential or commercial property that is not already fully mortgaged, we will probably be able to find a bridging deal quickly, using the property as security.
Wills.
Most people see making a will as something to leave until later in life, or they put it off assuming that it's an expensive process to go through.
Over 50's Whole of Life Cover.
Over 50's Life Plans are designed specifically to provide a cash lump sum for your loved ones on your death – there is no medical required or health questions to answer and you are guaranteed acceptance if you're aged between 50 and 75.
Conveyancing.
Conveyancing is the legal term for the change of ownership of a property. If you're buying or selling a property or remortgaging, you will need conveyancing support. You should seek help with conveyancing as the process can become very complicated.
